Easy Disbursals

After your loans get approved, your desired money will be transferred to your bank account right away. We are here to solve your problems and provide you with instant loans. With easy disbursal services, you can easily get the amount in just 30 minutes in your bank account.

Duration of Loans

The minimum duration of tenure of our loans is 3 months. Also, the maximum duration to pay off loans is for 6 months. Also, the late charge for loan payment depends upon the EMI. The rate of late charge of loans is 2%. Hence, the low EMI rates are also easy to pay off for our customers.

Types of Loans we offer

Here are the types of loans Earnest Finance offer. These types of loans you can avail from our company-

• Instant Loan
• Urgent Loan
• Emergency Loan
• Personal Loan
• Fast Loan
• And Many More

What are the necessary Documents required for easy loan approval?

The necessary documents that are required for taking the instant loan from us are-

• Aadhaar Card
• PAN card
• Proof of Employment or Salary Slip
• Respective Bank Statement of Past six months.

Our main endeavour is to give you a smooth and excellent borrowing experience.

No complicated procedures or application forms, most minimum documentation, no waiting for days for approval. What can be better than this?

We understand that immediate funds can be required for a variety of reasons such as:

• It can be illness in the family
• House rent payment
• Credit card payment
• Personal Loan
• School fees getting delayed
• EMI about to bounce

And this fund should be within your arms’ length – easily accessible. With our line of credit funds will always be available to you whenever you need them most.

Core benefits of our loan

1. Pay off many of your short-term high interest loans, or credit card dues and concentrate on this loan.
2. This loan can be used for purposes such as holiday travels, medical emergencies and for other household purchases
3. Our interest rates are reasonable and highly affordable and hence an ideal solution over high interest loans.
4. There are no pre-closure charges and the loan can be closed the moment your purpose is served

Why choose us

• We practice fully responsible lending whereby we provide just the amount you can pay back
• We share all information with our customers so that they can take informed decision and avail the loan they need
• We are transparent and all information is shared with the borrower and there are no hidden fees or charges
• Simple application process and most minimum documentation.
• Sanctioning done within minutes of applying.
• Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity.
• We transparently disclose to the borrower all information about fees / charges payable for processing the loan.

Responsible Lending

• We practice fully responsible lending whereby we are transparent in sharing all information with our customers so that they can take informed decision before we sanction or disburse the loan
• All information is shared upfront with the borrower and there are no hidden fees or charges.

Ethical Recovery

We fully practice ethical recovery process, and our approach is based on compassion and tolerance. We use reasoning and persuasion to recover our dues without resorting to any high-handed measures.

• We never use customer SMS or call records to contact their contacts or to intimidate them
• When we feel the reasons for non-payment to be genuine we offer different solutions by which the problem can be resolved
• Customers are called only during the day, that too during working hours